New Survey Findings Highlight Significant Gaps in Understanding Among Racial and Ethnic Minorities

The majority of white, non-Hispanic adults feel confident they understand key health insurance terms like ‘premium,’ ‘copayment’ and ‘deductible,’ but less than one in four Hispanics say the same, according to a new brief detailing results from the Urban Institute’s Health Reform Monitoring Survey (HRMS). The brief’s authors note that significant knowledge gaps persist even when adjustments are made to account for socioeconomic differences. The findings highlight the need for culturally appropriate education campaigns and bilingual navigators familiar with targeted communities to boost Medicaid and marketplace enrollment. The HRMS will be conducted quarterly by Urban Institute researchers, with additional funding from the Robert Wood Johnson Foundation and Ford Foundation.

Learn more about racial and ethnic differences in insurance literacy  >

RWJF.org